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 What type of Florida homeowners insurance coverage protects against damage caused by events such as FIRE, THEFT AND VANDALISM?

A) Liability Coverage.

B) Physical Damage Coverage.

C) Catastrophic Risk Coverage.

D) Property Coverage.

If you got your answer right, congratulations, and if not, don’t worry, we invite you to learn a little more about what you need to know so that your property is always YOUR SAFE PLACE.

Types of Home Insurance Policies in Florida: KNOW YOUR OPTIONS.

Your home is one of your most valuable assets, so protecting it is a priority. In Florida, as in many other states in the United States, there are different types of home insurance policies that you can purchase to cover your specific needs. In this article, we will explain the different types of home insurance policies that exist in Florida so that you can make an informed decision about which is the best option for you.

What is a Public Adjuster?

A Public Adjuster is an insurance expert who works on behalf of the insured to maximize the compensation received for an insurance claim. Independent Public Adjusters have no affiliation with any insurance company, allowing them to work exclusively for the benefit of their clients.

What to do BEFORE?

-Sign up for your community’s alert system.

-Locate a safe shelter.

-Make a plan to evacuate your home if necessary.

-Gather necessary supplies (consider each person’s special needs, including medications. Don’t forget the needs of pets).

– Keep important documents in a safe place or create password-protected digital copies.

-Protect your property.

-Clean drains and gutters.

-Review insurance policies.

What to do DURING?

-Stay in a safe place.

-If you are told to evacuate, do so immediately.

-Stay informed.

– Avoid contact with water -Do not walk, swim or drive through flood waters.

-Do not use electrical equipment.

-Stay calm and be a toast to others.

What to do AFTER?

-Listen to the instructions of the authorities.

-Evaluate the risks and dangers before leaving.

-Document damage to your property.

-Seek help and assistance if necessary.


Our agents will give you advice.

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