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Damage caused by tornadoes

Published in 28 March, 2022

The damage caused by tornadoes can have serious consequences in your home and even the total loss of your property, so it is important that you are prepared to know how to act in case of an emergency of this magnitude.

Tornadoes are one of the most aggressive storms of nature, its main feature is a circular movement that descends to the ground, so you have to be aware of the forecasts and take security measures in this case.
Today we will give you tips so that you are prepared for a tornado emergency and your home or house does not suffer major damage.

What will you find here?

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What to do in the event of a tornado?
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During a tornado, take the following precautions
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After a tornado
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What to do after a tornado 4 steps
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Tornado Damage What to do?
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How to assess tornado damage?
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Protect your property

What to do in the event of a tornado?

Before knowing how close the tornado is, you should know some terms, the tornado watch which means that residents of that area should be prepared and stay alert to the tornado warning or alert, when the latter begins to be issued you should seek shelter.

During a tornado, take the following precautions:

The first thing you should have on hand is a first aid kit, in addition to having a family emergency plan, so that everyone knows how to act in this emergency.  Also, be aware of changing weather conditions.

Tune in to a dedicated NOAA weather radio station or your local television station so you can watch for a tornado warning.

If you are in a home, buildings, school, nursing home, hospital, shopping center: Go to a pre-designated shelter such as a basement, small room on the lowest floor, such as a bathroom, closet or hallway.

Stay away from areas with windows and glass doors, or areas with wide ceilings. The more walls separating you from the outside, the better protected you will be; don’t forget to keep windows closed.

After a tornado

It is not uncommon for injuries to occur during or after a tornado strike, especially when people walk through debris and enter storm-damaged buildings.

Since in most cases tornadoes can affect power lines, gas lines or electrical systems, there is a risk of fire, electrocution or explosion.

For your own and your family’s protection, get treatment promptly and use extreme caution to avoid further danger and stay in a safe place until it is safe to return to the affected area.

What to do after a tornado 4 steps

1- Call your insurance company: You should first contact your insurance company. Report complaints immediately by phone and in writing.

The sooner you do this, the faster the adjuster will respond and assess property damage.

You can either go through the claims process on your own or hire a Public Adjuster to represent you.

2- Verify the terms of your policy: Read the details before the regulator arrives, if you do not understand you can consult your insurance broker or a Public Adjuster.

You cannot change your policy, but you can get information about your coverage. Insurers simply need to act with integrity and conduct “reasonable” investigations.

3- List/enumerate all damages: You or your representative (Public Adjuster) must itemize and list all property damage, including buildings, surrounding property, equipment and vehicles.

4- Talk to a Public Adjuster if necessary: Do not simply accept the adjuster’s loss estimate. A public adjuster can negotiate to ensure full and fair payment. The public adjuster will guide you to a successful process including this step.

Tornado Damage What to do?

Tornadoes can cause extensive damage to your home, at speeds of 180 km/h or more, roofs can come off, and at speeds of 250 km/h or more, walls can come down.

The damage caused by tornadoes can represent a catastrophic loss for your home or business, and it is not so easy to recover quickly from it.  The first thing you should consider if you suffer this type of catastrophe in your home or business, is to have a good public adjuster, who will be in charge of helping you in the whole process and thus be able to have a complete recovery of your home or business.

Let Us Claims public adjusters will help you through the entire claim process. They will guide you and defend your rights to obtain the desired compensation and recover your home or business.

How to assess tornado damage?

Do not enter damaged buildings until you have been told they are safe.

Be very careful of debris, broken glass, nails and other sharp objects.

Wear appropriate clothing, such as sturdy shoes or boots, long sleeves and gloves.

Inspect your home or apartment for signs of structural problems. If you need a free inspection, call (407) 610-2333.

Follow all instructions regarding power failure and generator safety precautions. Take pictures of damage inside and outside the home.

Protect your property

Make any necessary temporary repairs to prevent future damage from rain or looting. Most insurance policies cover these costs, so keep your bills. Keep bills for all additional living expenses, such as temporary housing payments.

Because most insurance policies cover all of these costs. List in detail any damaged or damaged personal items.

Damaged items should not be discarded until you have seen or scheduled an appointment with the appraiser. Check the service line and equipment for damage.

If you smell gas, open windows and turn off the main valve. Do not turn on lights or equipment until the gas has dispersed.

If disconnected, turn off the power. Take the time to contract for service. Cooperate with reputable, licensed contractors. If you are unsure of a contractor’s qualifications, contact a Let Us Claim public adjuster who can help you learn more about what to do in the event of tornado damage.

 

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