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Damage caused by household appliances How can I make a claim?

Published in 27 April, 2022

Damage from appliances can occur accidentally or suddenly, however, it’s important that you are checking the condition of your appliances periodically so that breakdowns don’t have greater consequences.

This way you will avoid disasters in the laundry area or where the dishwasher is located, although, in some cases they can be solved with new equipment that has durability, nevertheless, if you have a breakdown and the home insurance company covers your appliances the claim process will be much simpler with the help of a Let Us Claim public adjuster.

What will you find here?

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What are the damages that can occur in household appliances?
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Can household appliances be damaged by water leaks?
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Is it important to check my dishwasher to avoid water damage?
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Does the home insurance policy cover damages caused by household appliances?

 

What are the damages that can occur in household appliances?

One of the main breakdowns that are generated in the laundry room is the overflow that can occur accidentally. For example, if a sock somehow blocks the water outlet hose of your washing machine, therefore, it will flood your laundry room, in this case the insurance company will cover this damage.

If the overflowing water damages other items, such as your dryer or cabinets, personal property coverage should cover the loss. Let Us Claim’s public adjusters will assist you with your claim process.

You need to consider what type of insurance policy you have and how much coverage you have inside your home so that from there you can take care of the problem, as long as the damage is accidental or sudden and not a direct liability such as carelessness on your part.

Keep in mind that the damage to your appliances will depend on the location, the amount of water and the time of leakage that lasted, this can occur in dishwashers, washing machines, ice machines, air conditioners, among others.

Can household appliances be damaged by water leaks?

Household plumbing can also suffer a leak due to an accident or it can burst. In the case of your washing machine, it could be affected if the faucet isn’t properly adjusted and, consequently, doesn’t let the water flow properly to your appliance.

One of the main recommendations we can make is to constantly check how the water hose is in the inlet and outlet to your appliance, in order to avoid possible water leaks that may end up damaging your washing machine completely.

If your house has a dishwasher, it’s ideal that you periodically check the wall where the pipe that supplies water to this appliance is located, many times water leaks are invisible, that’s why it’s important that for these cases you have a meter, because if it continues to show water leaks, you should call your insurance company to make the claim and a public adjuster from Let Us Claim will process the damage.

Is it important to check my dishwasher to avoid water damage?

Yes, of course, the dishwasher hoses and filters should be checked periodically, making sure everything is working and in place correctly. One of the main causes of water leaks in the dishwasher is lack of maintenance.

That is why if you encounter this type of problem you should consider the following:

1.Replace the tank: this option may be feasible as long as the problem comes from the tub, everything will depend on the age of your device, although in general terms what is recommended to the customer is to make a change of dishwasher to alleviate costs.

Repair connections: If you have broken pipes, thinking about replacing them is easier than it seems, through the free inspection provided by a Let Us Claim public adjuster, it will be determined if they are major causes that require a claim, either by sudden or accidental damage of the pipe, and, therefore, caused the water leakage in your home.

If, even after inspecting, servicing and filing a claim, the dishwasher is still leaking, the best we can recommend is that you consider replacing the appliance before filing a claim, unless, as mentioned above, the problem stems directly from a general water leak within the home.

Does the home insurance policy cover damages caused by household appliances?

Whether it covers them in the case of water damage, or electrical damage, all depends on what your homeowner’s insurance policy contract states.

At Let Us Claim, our goal is to help you get the most out of your claim. You deserve to live in a decent home that is not affected by water, and that’s why we will guide you through every step of the claim process so that you achieve your desired payout by completing your claim.

We’ll analyze your insurance contract and look for exceptions and hidden coverages.
We’ll guide you through confusing policy wording and explain the coverage so you fully understand it.

REQUEST A FREE CONSULTATION!

Our Agents will give you advice.

We cover all of Florida!

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