“A timely inspection can prevent an unnecessary insurance claim.”
Storms in Florida are not a matter of if, but when. While we can’t stop them from arriving, we can prepare our homes to minimize potential damage.
Conducting a preventive inspection before a strong storm can make the difference between peace of mind and an expensive loss. Having documented evidence of your home’s condition can also help support your insurance claim, if you ever need to file one.
In this blog, we share a simple and practical checklist to help you inspect your property before the storm arrives.
Why perform a preventive inspection?
Beyond spotting visible problems, a preventive inspection helps you:
- Reduce the risk of major damage
- Strengthen your evidence for an insurance claim
- Detect small issues before they become big ones
- Prevent minor failures from turning into costly problems
- Enjoy peace of mind before the storm hits
Preventive Inspection Checklist: Step by Step
1. Inspect your roof
- Look for loose, broken, or lifted shingles
- Check for leaks, stains, or signs of mold
- Examine skylights and vents for proper sealing
What to do: Repair any issues before the storm. Make sure the entire
roof is properly sealed and secured.
2. Check doors and windows
- Ensure they close and lock properly
- Look for cracks or damaged seals
- If you have shutters, make sure they’re functional
What to do: Reinforce seals and confirm that your home has adequate
wind protection.
3. Inspect electrical systems and drainage
- Clean out gutters and downspouts
- Check for exposed or damaged wiring
- Test your sump pumps and backup generators
What to do: Keep drainage clear and perform basic maintenance on
key electrical equipment.
4. Inspect your yard and outdoor areas
- Trim branches that could fall on your home
- Secure loose objects such as furniture, pots, or decorations
- Make sure nothing blocks your water drains
What to do: Store or secure anything that could become a projectile
and clear the surrounding areas.
5. Document your property and organize your policy
- Take photos of your home’s interior and exterior before the storm
- Store your insurance policy in a safe or digital location
- Review your deductible and coverage details
What to do: These records will be crucial if you need to prove your
home’s pre-storm condition when filing a claim.
Extra Tip: Request a Free Inspection
At Let Us Claim, we offer free, no-obligation inspections to help you identify risks before a storm.
A Public Adjuster can detect hidden damages and guide you on how to document them properly to protect your property.
Prepare Before, Stay Calm After
Prevention is always your best tool against a storm.
A thorough, well-documented inspection not only protects your home but can also make a decisive difference when filing a claim.
At Let Us Claim, we’re here to help you before, during, and after the impact.
Schedule your free inspection today and get professional support to protect your home.
